Emergency Fund Built
In just 5 months
Maybe place at the top where you have to claim offer
Maybe place at the top where you have to claim offer
Say goodbye to money stress. Build your budget, crush debt, and live the life you deserve.
About Me 
A Personal Finance Coach, Speaker, and the founder of A Purpose Life.
I worked in corporate banking, made good money, and still had no idea where it was going. I was caught up in lifestyle spending, overcommitting to others, and not prioritizing my own financial health. Then came the unexpected I lost my job.
Budgeting became the tool that turned everything around. Within months, I repaid a four-year-old debt, built a $10K emergency fund in just five months, and started my business. Today, I've helped thousands of professionals and entrepreneurs do the same gain control of their money, reduce stress, and still enjoy the lifestyle they love.
In just 5 months
debt in 12 months.
From ground up
And counting
When you work with me, I don't just hand you numbers on a spreadsheet. I help you change your financial blueprint. Together, we'll tackle mindset, money management, and wealth-building so you can create freedom and impact for yourself, your family, and generations to come.
Transform your relationship with money through proven systems and personalized guidance
The issue often isn't income. It's not having the systems to optimize what you earn, manage what you have, and multiply your resources. Without those systems, lifestyle inflation takes over, leaving little room for savings, emergencies, or long-term goals.
Professionals earning a good
incomeStruggling to see where money is
goingExperiencing lifestyle
inflationLittle room for savings or
emergenciesNeed systems to optimize
earnings
Join professionals who have transformed their financial future with systematic approaches that actually work.
Everything I offer, whether one-on-one or group coaching, workshops, or digital tools, is built on my proven 4M Framework designed to educate, equip, and empower you.
Reframe how you think about money so you can release shame and build confidence
Maximize your earning potential without adding burnout
Take control with systems and a plan that work for your lifestyle
Grow your wealth and create financial security for the future you want
Gain the knowledge, tools, and confidence to create lasting financial change that transforms your relationship with money forever.
From personal finance consultations to business strategy sessions, we provide expert guidance to help you achieve your financial goals with confidence and clarity.
Know your true take-home pay in minutes
An easy Excel tool that calculates your net salary in Barbados with automatic NIS, RRF, and PAYE deductions plus a simple step-by-step guide.
Tax Compliant
Built-In Deductions
Excel Template
Regular Updates
Professional Tool
Built-in formulas ensure precise salary calculations based on Barbados tax laws
Compliant with local employment laws and regulations
Automate salary calculations with ready-to-use templates
Get instant access to comprehensive financial education tools designed to help you budget better, eliminate debt, and build lasting financial habits. All digital downloads include lifetime access and are designed for immediate implementation.
Professional Tool
A comprehensive financial-education toolkit designed for individuals seeking to take control of their finances. Learn fundamental budgeting principles with easy-to-use trackers and templates.
What You'll Get:
Printable budget templates & trackers
Video or written lessons on budgeting best practices
Examples of budget scenarios
Tools to track spending & plan monthly budgets
Bonus content for deeper financial insights
Digital Downloads
Price
Instant Digital Download
Your roadmap to getting out of debt with a clear, structured plan, tracking tools, and motivational support to tackle your debt with confidence.
What You'll Get:
Step-by-step debt payoff plan tailored to your situation
Progress tracking tools to see how far you've come
Reflection prompts & tips to keep you engaged
Digital Downloads
Price
Instant Digital Download
Take control of your spending and achieve your financial goals. This step-by-step guide helps you plan, track, and succeed at a no-spend challenge.
What You'll Get:
Tools to plan and track your no-spend journey
Worksheets to identify your biggest spending triggers
Reflection & motivation pages to keep you inspired
Daily, weekly, and monthly tracking options
Digital Downloads
Price
Instant Digital Download
tay accountable and track your progress. Mark off each day, visualize your progress, and reinforce mindful money decisions that add up over time.
What You'll Get:
Calendar designed for tracking no-spend days
Visual prompts to help you stay accountable
Track your progress by marking each no-spend day
Instant downloadable digital file
Choose from our professional consultation services designed to help you achieve your financial and business goals. Each session is tailored to your specific needs with actionable insights and strategies.
Get personalized financial advice and strategies tailored to your individual needs. Perfect for budgeting, investment planning, and financial goal setting.
$100.00
USD per session
Personalized financial assessment
Budget optimization strategies
Investment recommendations
Goal-based financial planning
Follow-up action plan
Comprehensive business consultation for Micro, Small, & Medium Enterprises. Covering business strategy, financial planning, and growth opportunities.
$175.00
USD per session Business model analysis
Financial health assessment
Growth strategy development
Market opportunity identification
Implementation roadmap
Discover how Marcia has transformed the financial lives of professionals from all walks of life through personalized coaching and proven strategies.
"I was struggling to figure out how to tackle my 7 financial goals. I felt overwhelmed and all my goals seemed unattainable. The specific results I experienced while working with Marcia included paying off one credit card in a month, reducing my eating out spending by 71%, gaining 7 points to my credit score, and a sense of clarity when approaching my financial goals."
"I scheduled a meeting with Marcia because of a comment I made on one of her post but seriously considered cancelling it on the morning because I felt I could not handle the exposure I felt it would call for. Boy! Am I glad I didn't! Marcia immediately dispelled my fears. With the ease of which she posed questions, her confidence and knowledge of the subject matter. After the meeting, I immediately followed up on two of her recommendations. I felt like Marcia believed in me and my ability to conquer the challenge."
Find answers to the most common questions about our consultation services. Can't find what you're looking for? Feel free to contact us directly.
Ready to transform your financial future? Reach out to us and let's discuss how we can help you achieve your goals.
We'll get back to you within 24 hours
Mon–Fri: 10 AM – 6 PM
Sat–Sun: Closed
All consultations are conducted virtually for your convenience